What is the difference between MM2H and PVIP?

MM2H has four tiers, Silver, Gold, Platinum and Special, and ties a qualifying property purchase to the tier. PVIP is a single 20 year visa for higher income applicants, with a RM1,000,000 fixed deposit and no property purchase requirement at all. Because PVIP doesn't involve buying property, we keep our coverage of it brief here.

What documents do I need for an MM2H application?

The core checklist covers a full colour passport copy, passport photos, a resume for the main applicant and spouse, bank statements or income proof, a police clearance certificate for everyone 18 and above, a health declaration followed by a Malaysian medical checkup, marriage and birth certificates where applicable, and a completed application form for each applicant. Anything not already in English needs a certified translation endorsed by a Malaysian embassy, high commission, consulate, or the Ministry of Foreign Affairs. Requirements can vary by nationality and family setup.

MM2H & PVIP Guide 2026 | Malaysia My Second Home Property Requirements

Q: What is the minimum property value for MM2H in 2026?

It depends on the state, not just the tier, since each state sets its own minimum price for foreign buyers, which overrides the published tier figure. Roughly: Kuala Lumpur RM1,000,000, Selangor RM2,000,000, Penang RM500,000 on the mainland and RM1,000,000 on the island, Johor RM1,000,000 generally and from RM500,000 for the Forest City SFZ MM2H pathway, Sabah RM600,000, and Sarawak RM500,000 to RM600,000 depending on division. Always confirm the current figure with a licensed agent.

Understanding

What is MM2H?

Malaysia My Second Home (MM2H) is Malaysia's long-term residency programme for foreigners, a renewable visa of 5 to 20 years, no citizenship required. It runs in four property-linked tiers, Silver, Gold, Platinum and Special, each pairing a fixed deposit with a qualifying property purchase. If buying property isn't part of your plan, PVIP is the separate, property-free route.

Property purchase is compulsory now.
A qualifying property purchase is now compulsory for Silver, Gold, Platinum and Special under the 2026 rules, usually completed within 12 months of visa endorsement. It's no longer optional.

Before The Visa Talk

Why people choose Malaysia as a second home?

The paperwork matters, but so does the place. Here's what clients tell us actually sold them on Malaysia, beyond the visa itself.

Pleasant Weather

Warm and consistent year round, no harsh winters to plan around.

Affordable Living

Day to day costs and property prices well below Singapore or Hong Kong.

Quality Education

International schools and branch campuses across KL, in English.

Business Opportunity

An open economy with easy reach into the wider Southeast Asian market.

Safe & Stable

Politically stable, with a comparatively low crime rate for the region.

Multicultural & Friendly

Malay, Chinese, Indian and expat communities living side by side, easy to settle into.

Easier Communication

English is widely spoken in business, banking and daily life.

Food Paradise

Malay, Chinese, Indian and international cuisine, all within a short drive.

Quality Medical Care

Modern private hospitals at a fraction of Western or Singapore pricing.

Not sure yet? Watch "Don't apply MM2H in 2026 until you watch this" in the video guides below.

MM2H Breakdown

Four tiers: Silver, Gold, Platinum, Special. What are the differences?

The property purchase figure is what most buyers ask us about first, so we've kept it in every card. All other figures follow the officially published tier structure.

5^yrs

Silver

Min. Main Applicant Age25 years old

Fixed DepositUS$150,000

Min. Property PurchaseRM600,000~US$146,000 · Not usable in KL, minimum there is RM1,000,000

Residency Requirement90 days/yearOnly applies if you're under 50

Govt. Participation FeeRM1,000

FD WithdrawalUp to 50%House purchase, education, medical, travel

15^yrs

Gold

Min. Main Applicant Age25 years old

Fixed DepositUS$500,000

Min. Property PurchaseRM1,000,000~US$244,000 · This is the real KLCC entry point

Residency Requirement90 days/yearOnly applies if you're under 50

Govt. Participation FeeRM3,000

FD WithdrawalUp to 50%House purchase, education, medical, travel

20^yrs

Platinum

Min. Main Applicant Age25 years old

Fixed DepositUS$1,000,000

Min. Property PurchaseRM2,000,000~US$488,000

Residency Requirement90 days/yearOnly applies if you're under 50

Govt. Participation FeeRM200,000

Extra PrivilegesBusiness, invest & work in MYOnly tier that permits all three

10^yrs

Special

Min. Main Applicant Age21 years oldOr 50, if using the reduced US$32,000 deposit

Fixed DepositUS$65,000US$32,000 if 50 y/o and above

Min. Property PurchaseFrom RM500,000~US$122,000 · Forest City, Johor Bahru, developer purchase only

Residency Requirement90 days/yearOnly applies if you're under 50

Govt. Participation FeeRM1,000

Best ForLower entry costFastest FD threshold to clear

Every MM2H tier also includes:

No tax on foreign funds, foreign income, or profit earned on your fixed deposit while it's in Malaysia.
Parents and in-laws can be included as dependents, not just a spouse and children.
Dependent children can be included up to age 34, provided they're single.
A separate processing fee applies: RM5,000 for the main applicant, plus RM2,500 per dependent.

Also Worth Knowing

If property isn't part of your plan, there's PVIP

Everything above is MM2H, because that's where property comes in. If you'd rather not buy at all, the Premium Visa Programme (PVIP) is the other route, one tier, no property requirement.

Visa Validity

20 years

Fixed Deposit

RM1,000,000

Property Purchase

Not required

Income Proof

RM40,000/month

Since PVIP doesn't tie into buying property, it best suits businessmen, those not looking to invest in more assets, or single applicants.

Where Property Fits In

In KLCC, the minimum is RM1,000,000

The RM600,000 figure attached to the Silver tier gets quoted everywhere, but it's a federal minimum. Kuala Lumpur sets its own, higher minimum for foreign buyers, RM1,000,000, and that's what actually applies here, regardless of which tier you're on.

KLCC Entry Point

From RM1,000,000
~US$244,000

The minimum for KLCC, regardless of whether you're on Silver or Gold. Typically a well located one to two bedroom condo in a newer tower, or a larger unit slightly outside the immediate core.

View matching units

KLCC Prime, Platinum Tier

From RM2,000,000
~US$488,000

Puts you in the prime KLCC address bracket, think Petronas Towers view units, top floor layouts, and the more prestigious branded developments.

View matching units

Minimum property value by state

It depends on the state, not just the tier. Each state sets its own minimum price for foreign buyers, and that overrides the published tier figure. Roughly:

Kuala Lumpur (KLCC): RM1,000,000
Selangor: RM2,000,000
Penang: RM500,000 on the mainland, RM1,000,000 on the island
Johor: RM1,000,000 generally. Through Forest City's SFZ MM2H pathway it can be as low as RM500,000, though most developers set their own minimum around RM600,000
Sabah (Kota Kinabalu): RM600,000
Sarawak: RM500,000 to RM600,000, depending on division

Worth knowing:

Tier figures are a federal minimum only. States set their own (higher) minimums, which override them.
The RM500,000 Forest City price point belongs to the Special (SEZ) tier, not Silver.
Property generally can't be resold within 10 years, though upgrading within the same portfolio is usually fine.

Note: Always confirm current terms with a licensed MM2H agent before committing funds.

Before You Apply

The documents an MM2H application actually needs

Requirements shift slightly by nationality and family setup, but this is the core checklist almost every applicant is asked for. Anything not already in English needs a certified translation, endorsed by a Malaysian embassy, high commission, consulate, or the Ministry of Foreign Affairs.

Passport

Full colour copy, all pages, valid well beyond your intended visa period

Photos

Recent passport size colour photos, plain background

Resume / CV

Main applicant and spouse, covering work history, education and current address

Financial Proof

Bank statements or income proof showing you can sustain living in Malaysia

Police Clearance

Certificate of Good Conduct for every applicant and dependent aged 18 and above

Medical

Health self-declaration upfront, then a full Malaysian medical checkup after approval

Family Documents

Marriage certificate for spouse, birth certificates for children or dependents

Application Forms

Completed individually for the main applicant and each dependent

MM2H applications must go through a MOTAC-licensed agent, so you can't file directly. We're not the MM2H agent either; we handle the property side, and can refer you to a trustworthy one we work with.

The Process

What actually happens after you appoint an agent

Whether you go MM2H or PVIP, the shape of the journey is the same four stages, and the whole thing typically takes around 3 months from appointment to visa endorsement.

Preparation

Appoint your agency and sponsor, then prepare all required documents.

Submission

Documents submitted, along with the first portion of fees.

Approval

Takes about 3 months. Remaining fees are settled once approved.

Landing in Malaysia

Bank account, fixed deposit, medical check and insurance arranged, ending in visa endorsement. Your 12-month property deadline starts here.

Common Questions

MM2H and PVIP, quick answers

What is the minimum property value for MM2H in 2026?

It depends on the state, not just the tier. Each state sets its own minimum price for foreign buyers, and that overrides the published tier figure. Roughly:

Kuala Lumpur (KLCC): RM1,000,000
Selangor: RM2,000,000
Penang: RM500,000 on the mainland, RM1,000,000 on the island
Johor: RM1,000,000 generally. Through Forest City's SFZ MM2H pathway it can be as low as RM500,000, though most developers set their own minimum around RM600,000
Sabah (Kota Kinabalu): RM600,000
Sarawak: RM500,000 to RM600,000, depending on division

Always double check the current figure with a licensed agent before committing, states do revise these.

Do I need to buy property to qualify for MM2H?

Under the 2026 rules, yes. A qualifying property purchase is now compulsory for Silver, Gold, Platinum and Special, generally completed within 12 months of your visa endorsement.

How long does an MM2H application take?

Typically around 3 months from appointing your agent to visa endorsement, assuming your documents are complete on first submission. Missing or incorrectly translated documents are the most common cause of delay.

Can I withdraw my MM2H fixed deposit to buy property?

Most MM2H tiers allow an optional withdrawal of up to 50% of the fixed deposit for approved purposes, which typically include house purchase, children's education in Malaysia, medical expenses in Malaysia, or Malaysia travel expenses. Confirm current terms with your bank and agent, as rules can change.

Can MM2H property be resold?

There's a lock-in, not a permanent ban. Property bought to meet the MM2H requirement generally can't be resold within the first 10 years of ownership, regardless of which tier you're on. Upgrading to another qualifying property is usually allowed within that window, but a straightforward sale has to wait until the 10 years are up. This is set at state level, so confirm the exact clause for your state and project.

What is PVIP, briefly?

A separate 20 year visa for higher income applicants, RM1,000,000 fixed deposit, no property purchase involved. Since it doesn't tie into buying property, that's about as deep as we go into it here, ask us directly if you want more.

Watch Before You Apply

Four honest MM2H breakdowns worth your time

We didn't make these. We're linking to them because they explain the MM2H eligibility questions we get asked most, better than another wall of text could.

Eligibility

Don't apply MM2H in 2026 until you watch this

Who should, and shouldn't, apply. A useful gut check before you spend on document prep.

MM2H Q&A: Remote Work, Property Rules & Latest Updates

Q&A

MM2H Q&A: remote work, property rules and latest updates

Answers the questions that don't fit neatly into a tier table, including remote income and property ownership rules.

MM2H 2026: Silver, Gold & Platinum, Am I Really Qualify?

Tiers

MM2H 2026: Silver, Gold and Platinum, am I really qualified?

A closer look at how the three main tiers are actually assessed, beyond the headline numbers.

Property

MM2H: Don't apply until you see this, foreign buyers' property guide

The property side specifically, restrictions, resale timing, and what foreign buyers get caught out by.

MM2H Property Guide for Kuala Lumpur, 2026

What is MM2H?